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Medical Association of Jamaica Insurance Fund

Medical Association of Jamaica Insurance Fund provides Professional indemnity coverage for its members at very reasonable rates.

This fund is owned by the MAJ and managed by a Board of Trustees through FIRM Insurance Brokers Limited.

MAJIF insures members of the Medical and Allied professions.  All members of MAJIF are automatically members or associate members of MAJ and their dues to MAJ are paid by MAJIF. 

MAJIF operates as any other insurance company and has to follow all the rules and principles laid down by the FSC. The premiums and risks are calculated actuarially by a cerfified and insured actuary.

The policy written by MAJIF is a “Claims occured” policy which means that as long as you were a paid up member of MAJIF at the time of the occurance, you will be protected even if you are no longer in practice when the claim is filed.

Since our inception in July 2002, we have followed the trends in claims against Doctors and we have been holding seminars in Risk Management and Ethics since 2003 to help us keep claims down.  In several years, we have not raised premiums, and in some years, we have given discounts or bonus coverage to members, particularly to those without claims.

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Doctor consulting, explaining diagnosis and medical checkup with patient in a clinic. Trusted healt

What will MAJIF do?

What will MAJIF do?

  1. Provide advice on professional issues.
  2. Mediate between members and patients in matters arising from professional conduct.
  3. Represent members in court, if necessary
  4. Settle claims up to the amounts specified in the member’s policy
  5. Provide education on professional risk management

Who needs MAJIF coverage?

  1. Members of the medical profession
  2. Dentists
  3. Other health professionals